Calculated from your real rates
Enter your merchant costs per card type; the surcharge follows them automatically instead of a guessed flat percentage.
Surcharging
Recover your card costs, the right way
Australian rules are simple: you may pass on the cost of acceptance, and not a cent more. We calculate it from your real rates, show it plainly, and keep the evidence.
- Cost-of-acceptance capped
- Shown before payment
- Itemised on the tax invoice
Per card type
Different rates for eftpos, Visa/Mastercard and Amex
Visible
Disclosed before the customer confirms payment
Separated
Surcharge kept out of your revenue line
Auditable
Every surcharge traceable to the rate that set it
How it works
Compliance without a spreadsheet
Capped at cost of acceptance
The system won't let you set a surcharge above your actual cost — the line you're not allowed to cross.
Disclosed up front
The amount is shown on screen before the customer confirms, and printed as its own line on the tax invoice.
Per card type
Charge less on eftpos than on premium credit, exactly as the cost difference warrants.
Off by default
Surcharging is a choice, not a default. Switch it on per location, or leave it off entirely.
Evidence kept
Rate history, effective dates and per-transaction calculations are retained if you're ever asked to justify it.
Reporting
Surcharge isn't revenue — so we don't treat it like it is
Surcharge amounts are recorded separately from sales, so your takings, GST position and margin reporting stay honest.
- Separate surcharge line in the reconciliation pack
- GST treated correctly on the surcharge component
- Refunds return the surcharge alongside the sale amount
- Exports keep the split intact for your accountant
Questions
Straight answers
Set it once, stay compliant
Enter your merchant rates and let the register handle the rest — including the paperwork if anyone asks.